Security
Property you can borrow against
Your home, commercial premises, an investment property, property in a trust or company, or two properties together: how each works as second-ranking security.
Your home
A second mortgage on residential property for business: how lenders assess a home, who must sign, what LVR is realistic and how to protect the household.
Read more →Commercial property
Second mortgage commercial property loans: how warehouses, shops, offices and factories are valued, what LVR is realistic, and how leases change the outcome.
Read more →Investment property
Borrow for your business against an investment property with a second mortgage: how rent, tenants and tax are weighed, and why it can beat using the home.
Read more →Trust or company property
Can a trust or company give a second mortgage over its property? How trustee powers, directors, guarantees and deeds work, and what to have ready.
Read more →Two properties
When one property's equity isn't quite enough, a second mortgage over two titles can spread the security. How cross-security works, its pros and its traps.
Read more →See what your property equity could fund
One short enquiry, no credit check when you first enquire, and a second-mortgage specialist who calls you back with a structure that fits.
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